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Care Credit Approval but denied Walmart both cards

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Tictoctech
Valued Member

Care Credit Approval but denied Walmart both cards

Ok just got approved for $3000 line with Care Credit. So now I'm thinking why not try for the Walmart Discover Card. I figured with my scores that I would get an small limit 300,500 etc... But no denied for both cards store and credit card! Wow I think I'm gone for some months on apps. Got to get my scores up! Ex 668 Tu 640? EQ fico 551

Message 1 of 4
3 REPLIES 3
Jutz
Valued Contributor

Re: Care Credit Approval but denied Walmart both cards

Is something reporting incorrectly on just your EQ? Is your quoted TU score a FICO?  I'd have to think that's what's killing you

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 2 of 4
Tictoctech
Valued Member

Re: Care Credit Approval but denied Walmart both cards

Thanks for reply.The TU score is an FAKO. But how would I have been approved with the Care Credit?

Message 3 of 4
Jutz
Valued Contributor

Re: Care Credit Approval but denied Walmart both cards

The store card and Care Credit are both GE...so it does seem odd, but I could easily understand why one would carry more risk than the other.  You're not going to buy something you don't need with Care Credit, but you could use the WalMart card to pick up that 60" you've been wanting but don't have the money for.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 4 of 4
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