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Care Credit Charge-off and joint user filed bankruptcy

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sge760
Contributor

Care Credit Charge-off and joint user filed bankruptcy

I have a now charged-off Care Credit card with my mother who was a joint account owner.  My mother filed for bankruptcy last year.  

 

What can I do to remove this from my report? 

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pizzadude
Credit Mentor

Re: Care Credit Charge-off and joint user filed bankruptcy


@sge760 wrote:

I have a now charged-off Care Credit card with my mother who was a joint account owner.  My mother filed for bankruptcy last year.  

 

What can I do to remove this from my report? 


Were you an authorized user on the account or an actual joint owner ?   If you are a joint owner then they can come after you.....your mother's BK doesn't take away your own responsibility for the debt.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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