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Hi peeps, can anyone point me in the right directions for a cease and desist template? I'ts a very old debt and is no longer showing up on credit report.
Thanks
The terminology "cease and desist" is actually a misnomer.
A consumer has the right under FDCPA 805(c) to notify a debt collector that they must cease communication with the consumer.
However, a consumer cannot require a debt collector to cease and desist from other legitimate collection activities, such as inquiries or credit reporting.
You should title your notification as a Cease Communication notice.