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Cease communication???

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vpanos1787
Valued Member

Cease communication???

I recently filed a BBB with EOS CCA. They responded with this statement in the message "The account remains open in active collections in a temporary cease communications status."


What exactly does this mean?

Message 1 of 5
4 REPLIES 4
DaBears
Senior Contributor

Re: Cease communication???

Did you send them a cease and desist letter by any chance?

Message 2 of 5
vpanos1787
Valued Member

Re: Cease communication???

Nothing.
Other than asking for validation of debt.

Message 3 of 5
RobertEG
Legendary Contributor

Re: Cease communication???

A request for debt validation, if timely, invokes an automatice cease collection bar on the debt collector until such time as they choose to provide the requested debt validation

A cease collection bar is more comprehensive than a cease communication letter under FDCPA 805(c).

 

It means that they have not yet provided debt verification, and thus can have no communication with the consumer.

Message 4 of 5
DaBears
Senior Contributor

Re: Cease communication???

+1 @ RobertEG, DV letter puts a bar on them from communicating with you and stop all collection activities until it is verified!!

Message 5 of 5
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