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So as I am already working on my credit and improving it, I get a letter from Midland Credit for a Tmobile bill I know is incorrect. I called Tmobile and of course the bill has been written off because it was from 2009. I live Florida and the SOL is 5 years, it will be up here in August for this. I have heard that cellphones have a different statue of limitations? is this true does anyone know? I plan to send them a DV letter Monday.
@Anonymous wrote:So as I am already working on my credit and improving it, I get a letter from Midland Credit for a Tmobile bill I know is incorrect. I called Tmobile and of course the bill has been written off because it was from 2009. I live Florida and the SOL is 5 years, it will be up here in August for this. I have heard that cellphones have a different statue of limitations? is this true does anyone know? I plan to send them a DV letter Monday.
It is my understanding that cell phone debt has a 2 year federal SOL