Cellphone carrier collection????

[Anonymous]

Good Evening good people, Enhanced recovery decided to put a random collections on my report from AT&T I know its mine but completely forgot that I had AT&T in the past so I know for sure it belongs to me, I heard that cellphone carrier collections only stay on file for 2 years and than it falls off. Is this true??

[RobertEG]

Not true

All collections, regardless of the source of the debt, are governed by the same credit report exclusion period of no later than 7 years plus 180 days from the DOFD on the OC account.

You likely came across a discussion of the federal statute of limitations on telecomm debt.

Statute of limitations on civil action is unrelated to credit report exclusion.

[Anonymous]

I had that same collections on my report and ended up paying sprint directly. sprint recalled the debt and like magic, no collection anymore