No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
There are different types of certification of mailing.
There is a type of certification that does not even involve the Postal Service. Many government agencies accept a certification upon the document itself that it was deposited with the U.S. Postal Service as prima facie evidence of mailing on the date stated. However, that is not sufficient in the world of FCRA proofs.
You can just register with the Postal Service that it was sent. No proof of receipt. Many sections of the FCRA only stipulate that the consumer send response by a certain date, and dont require proof of actual receipt as having complied with the statute.
Or you can send it certified mail, return receipt requested. CMRRR documents require the signature of the adressee as proof of their actual receipt.
They are the best and most solid evidence both of sending and receiving, and are recommended when the consumer wishes to avoid he-said, she-said disputes over whether a response was actually sent.
Very few sections of the FCRA or FDCPA require establishing the date of a consumer communication, but disputes and DVs are the obvious exception, as they establish statutory dates for the addressee to then do something.
Thanks because I was searching on the internet and they said sometimes just certified is enough. Beacuse something stated that the paper could have been a happy birthday card... i guess they said that the affadivit of mailing or something. I sent a few before with certificate of mail so I guess this is good
I would just send it CMRRR and be done with it. That way you have made sure.