Re: Ch. 7 BK fall off = Point Bump?

bobvette · ‎03-01-2012

Two quick questions, I have a Chapter 7 BK that was filed in 12/02 and discharged in 4/03, first, when should it fall off my reports, and secondly, will I see a score increase?

BOA Cash Rewards $95,000, AMEX Delta Reserve $65,000 AMEX BCP $30,600 CSP $32,000 Pen Fed Plat Rewards $25,000 Citi Thank You Preferred $28,500 Chase Freedom $21,000
Delta CU $10,000 Cap 1 X 2 $7,500 Discover $18,000
HSN $1,700 Kohls $4,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-838 TU-845
Goal Score: 850
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amercnchopz34 · ‎03-01-2012

Chap 7 should drop off after 10 years...not score about bump......

aussiesareforever · ‎03-01-2012

I think it falls off 10 years from the filing date but I will defer to others that are certain

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018

Ch. 7 BK fall off = Point Bump?

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Ch. 7 BK fall off = Point Bump?

Re: Ch. 7 BK fall off = Point Bump?

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