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As always, I am thankful to you for your help. I will post updates as I journey on to better scores.
That doesn't work for everyone. My first credit card was the Capital One secured. The minute it hit my credit reports, my score soared to 651, 649 and 635 across all three bureaus. I applied and was denied due to insufficient credit experience. I tried again 4 month's later and received the same denial reason. Now I have 6 credit cards ( all store cards except CO secured) but they just don't like me. The same is true for Discover, Chase, Citi and BOA also. Insufficient credit history. Citi will not even approve me for a sears store card.
Hi, would you mind saying what your scores were before your nice score boost?
Thanks