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I had a Tires Plus credit card with Credit First. I received a letter from them earlier this year asking to settle and they would update my credit file. They updated my file to paid charge off, credit limit $0 balance $0. Should I GW and ask them to delete the file? It was a small balance. Date of last activity was Dec/2012.
@AprilShowers4 wrote:I had a Tires Plus credit card with Credit First. I received a letter from them earlier this year asking to settle and they would update my credit file. They updated my file to paid charge off, credit limit $0 balance $0. Should I GW and ask them to delete the file? It was a small balance. Date of last activity was Dec/2012.
It doesn't hurt to ask for GW removal. You really have nothing to lose other than a small amount of time and perhaps postage (if you use standard mail). Unfortunately, I don't have direct experience with Credit First to comment. Have you searched the Forum yet to see if anyone has dealt with them before?