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Chances of GW?

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AprilShowers4
New Contributor

Chances of GW?

I had a Tires Plus credit card with Credit First. I received a letter from them earlier this year asking to settle and they would update my credit file. They updated my file to paid charge off, credit limit $0 balance $0. Should I GW and ask them to delete the file? It was a small balance. Date of last activity was Dec/2012. 

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SunriseEarth
Moderator Emeritus

Re: Chances of GW?


@AprilShowers4 wrote:

I had a Tires Plus credit card with Credit First. I received a letter from them earlier this year asking to settle and they would update my credit file. They updated my file to paid charge off, credit limit $0 balance $0. Should I GW and ask them to delete the file? It was a small balance. Date of last activity was Dec/2012. 


It doesn't hurt to ask for GW removal.   You really have nothing to lose other than a small amount of time and perhaps postage (if you use standard mail).  Unfortunately, I don't have direct experience with Credit First to comment.   Have you searched the Forum yet to see if anyone has dealt with them before?



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