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Chances of reinstatement?

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Bcunniff9
Regular Contributor

Chances of reinstatement?

I had a Bank of America AMEX that went 90 days late. BOA closed the account in June 2009. The balance was $1300, but has been PIF. What are the chances of them reinstating the account? They continue to report every month, and I could use the extra $1000 CL on my util.

BK7 Filed | 3/25/2016 | EQ: 530 | EX: 526 | TU: 505
BK7 Discharged | 7/11/2016 | EQ: 535 | EX: 574 | TU: 506
Current FICO 8’s 10/28/2017 | EQ: 680 | EX: 680 | TU: 665
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guiness56
Epic Contributor

Re: Chances of reinstatement?

Hard question to answer.  You will have to call and find out.

 

I have seen some get turned down and others accepted.  Not necessarily with BoA, just CCs in general.

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