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Posts: 20
Registered: ‎03-24-2009

Change of Address - lowered my score

Does anyone know why your credit score drops when you move to a new address?  My Fico score dropped about 25 points due to a change in address.  If I move which I plan to do, how can i prevent my score from dropping?



Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007

Re: Change of Address - lowered my score

An address change NEVER changes your FICO score. Something else must have changed on your report. Do a comparison of your old report and your latest report to see what changed. I'm sure you'll find it.
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Member
Posts: 32
Registered: ‎07-04-2009

Re: Change of Address - lowered my score

LMAO!! The thought of score drop from an address change. You know that'll probably end up in the mix of scoring eventually.

Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008

Re: Change of Address - lowered my score

Right....docked 50 FICO's for moving too often! Smiley Surprised

Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

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