Posts: 20
Registered: ‎03-24-2009

Change of Address - lowered my score

Does anyone know why your credit score drops when you move to a new address?  My Fico score dropped about 25 points due to a change in address.  If I move which I plan to do, how can i prevent my score from dropping?



Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007

Re: Change of Address - lowered my score

An address change NEVER changes your FICO score. Something else must have changed on your report. Do a comparison of your old report and your latest report to see what changed. I'm sure you'll find it.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Valued Member
Posts: 32
Registered: ‎07-04-2009

Re: Change of Address - lowered my score

LMAO!! The thought of score drop from an address change. You know that'll probably end up in the mix of scoring eventually.

Senior Contributor
Posts: 4,236
Registered: ‎05-01-2008

Re: Change of Address - lowered my score

Right....docked 50 FICO's for moving too often! :smileysurprised:

Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

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