I was looking at my accounts on my credit report. I noticed that there is no 7 year payment history or worst deliquencies at all on an old charged off HSBC credit card I had a few years ago. There are no late payments posted or anything. Is this actually helping my credt score that there is nothing posted or not? Seems odd that if the account is charged off there are no lates or nothing in the 7 year or worst deliquencies payment history.
Starting Score: CK 680/ TU FICO 640/ 684 Credit Sesame