Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
Most of my charge offs will be 2 years old this summer. Could I expect to see an increase after they age to this 2 year period? I thought I had read somewhere that most negative items lose their effect after 2 years.
Charge offs are one of the worst to have on your CR. Even though some negatives do hurt less after about 2 years, like a single 30 day late, IMO, a CO will hurt till gone.