Charge off from Toyota due to insurance company nonpayment

[Anonymous]

Thanks, I no longer have Geico or my log in. I stopped using them after the total lost. I have to call them I guess?

[Anonymous]

Thank you, I'm going to try Pfd route after I verify that it's an accurate charge. I have to find out why Geico didn't pay if that's the case and whether I'm responsible. If I pay it without the pfd will it improve my score?

[WST]

Good luck, and keep us informed if you can/want/etc.

[gdale6]

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@Anonymous wrote:
Thank you, I'm going to try Pfd route after I verify that it's an accurate charge. I have to find out why Geico didn't pay if that's the case and whether I'm responsible. If I pay it without the pfd will it improve my score?

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If its updating monthly paying it or settling it stops that update and then it can begin to age in Ficos eyes and the further back in time the last reporting date is the better your Fico score becomes.