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Charge off's

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Jess421
Contributor

Charge off's

Hello All!  I was wondering if anyone has ever had success with removing charge off's?  If so what steps did you take?  Thank you for the help!!


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 1 of 4
3 REPLIES 3
llecs
Moderator Emeritus

Re: Charge off's

Many, many, many success stories in here in removing COs with GWs if paid or PFDs for those unpaid. IME, I had a Verizon Wireless CO removed after a GW. DW had an Aspire CC paid CO removed via a GW.

Message 2 of 4
Shogun
Moderator Emeritus

Re: Charge off's

Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations
What Steps do I take, DV, PFD or GW
Credit Scoring 101


This will give you an idea of where to start. Good Luck!

 

Absolutely you can have them removed.  I've had several removed via GW.  They work, you just have to work at it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
Jess421
Contributor

Re: Charge off's

thanks for the help guys!! I am going to read through those links


Starting Score: CK 519 FICO 498
Current Score: 2/26/13 FICO 590 TU FAKO 639
Goal Score: 650


Take the myFICO Fitness Challenge

Message 4 of 4
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