Does this look right?
I disputed a chargeoff with Verizon Wireless. They erased the late charges that used to show and CO in 2/08 with all charge off's in the history section. I recently received a settlement check from them for illegal Early Termination Fee's class action lawsuit. I would not pay the ETF and that is the cause of the original lates and chargeoff. I did pay the account until 2009. Can I use the settlement letter to send to the CRA's to get this inaccurate TL deleted? Can they replace previously late payments with CO every month?
Date Opened: 11/2001 Balance: $0
Date Reported: 11/2010 Amount Past Due:
Date of Last Payment: 10/2009 Actual Payment
Amount: $428
Scheduled Payment
Amount: $0 Date of Last Activity: N/A
Date Major Delinquency
First Reported: 02/2008 Months Reviewed: 20
Creditor Classification: Activity Description: N/A
Charge Off Amount: $0 Deferred Payment Start
Date:
Balloon Payment
Amount: $0 Balloon Payment Date:
Date Closed: Type of Loan: Telecommunication/Cellular
Date of First
Delinquency: 09/2007
Comments: Consumer disputes this account information,
Charged off account
81-Month Payment History
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2010 * * * * * * * * * *
2009 CO CO CO CO CO CO CO CO CO CO CO *
2008 CO CO CO CO CO CO CO CO CO CO CO CO
2007 CO CO CO CO CO CO CO CO CO CO CO CO
2006 * * CO CO CO CO CO CO CO CO CO CO
2005 * * * * * * * * * * * *
2004 * * * * * * * * * * *
