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If account is charged off and sold to a collection agency shouldn't the original creditor show zero balance?
I have 8 chargeoffs .
4 zero balance
4 with balance.
If so can this be disputed?
Thanks
If its sold to JDB it should report as -0- and then JDB starts reporting but if just a collection agency then usually oc. reports it.
Yes.
However, be sure that it was actually sold, and not just assigned to the debt collector.
Assigned collections will show a balance under both the OC account and the collection.