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How should Chargeoffs be handled? like GW's? or PFD's?
Several factors effect the handling of charged-off debts, such as:
Is the debt paid, and if unpaid, does the creditor still own it, and has the statute of limitations expired?
Has a debt collector reported a collection?
Whatever you do, pay with a Money Order or something and avoid my current situation!
@Schoolbuskid wrote:How should Chargeoffs be handled? like GW's? or PFD's?
Depends on whether the CO has been sold to a JDB or not. Is the CO still reporting a balance?
I too would like to know.. I have 3 Charge offs all showing a $0 balance and all 3 have been PIF to the CA's.
@Anonymous wrote:I too would like to know.. I have 3 Charge offs all showing a $0 balance and all 3 have been PIF to the CA's.
In that case the CO would be handled with GW requests.
@RobertEG wrote:Several factors effect the handling of charged-off debts, such as:
Is the debt paid, and if unpaid, does the creditor still own it, and has the statute of limitations expired?
Has a debt collector reported a collection?
4 unpaid, 3 paid, not sure about SOL. and yes the CA has reported on one of the chargeoffs.