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My new chase freedom was added to my CR, but my score dropped a point and there is only $87 on it's $3000 limit. Any reason why? I figured it would make my overall utilization would have gone dowm . My Sapphire should report any day now too. Will it rebound.
Probably a drop in your AAOA, if it's a new account.
What was your utilization before Chase was added? Have you ensured your CL ($3,000) is reporting on the TL? It's not unusual for all the changes to be factored into the scoring models. At this point, I would not be concerned about a single point movement in your score. You have recently increased your overall credit available to you by 117%. Focus on your credit profile (which has improved significantly), and your score will follow.
My $.02.