Regular Contributor
Posts: 129
Registered: ‎10-12-2012

Chase Freedom authorized user question

Hi all,


I'm planning to add my husband as an Authorized user to my Chase Freedom ($5500 CLI) to help improve his scores. And I did attempt to do it online. But the Chase online asked his First & Last Name without SSN. I copied and pasted the text from Chase Online without proceeding. My question is item #3.


Should I or should I not add him? 



Share the convenience of your account by authorizing other user(s) to access your account. Each authorized user will receive his or her personal card and will enjoy full access to your account. 

There are several things you should know about adding an Authorized User:
1. As the Primary Cardmember, you will be liable for all account balances.
2. Your Authorized User will not have financial responsibility for the account.
3. For the Authorized User, this account will be reported to the credit reporting agencies as an Authorized User's account. This could potentially impact the Authorized User's credit score.
4. All correspondence including statements and notifications will be sent to the address listed on the account.

FICO Scores: EX 744 (Quizzle), myFICO EQ 675, myFICO TU 708
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash 5.5k | AMEX TrueEarnings 4.5k | Cap1 Cash Visa 3.5k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | Discover IT1k
Store: PayPal SmartConnect 5k | JCP 4.2k | Banana 3k | Walmart 2.2K | Kohls 1500 | TargetRED 300
Valued Member
Posts: 33
Registered: ‎10-10-2012

Re: Chase Freedom authorized user question

I vote Yes
Posts: 12,952
Registered: ‎04-15-2011

Re: Chase Freedom authorized user question

Yes, he will only get the credit for that particular account. 

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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