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Valued Member
heckofagator
Posts: 33
Registered: ‎04-04-2012
0

Chase GW question - what kind of account did you have?

Hi all, I had a mortgage with Chase, paid in full, and can't get the Exec Offices to delete the trade line.  They say pretty firmly that they don't do this sort of thing - EVER.  I keep seeing all these successes with them, and today I wondered if they just might not delete mortgage accounts, but maybe only consumer credit card accounts.

 

So for those of you who've tried GW letters to the Chase Exec offices, what was your result and more importantly, what kind of account was it?

Frequent Contributor
LionLaw
Posts: 258
Registered: ‎06-10-2012
0

Re: Chase GW question - what kind of account did you have?

I just got a TL deletion from Chase this week, but it was for a CC with a max balance under $10K.

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Established Contributor
2NE1
Posts: 1,002
Registered: ‎12-06-2011
0

Re: Chase GW question - what kind of account did you have?

Two CC TLs removed:

WAMU -> Chase ; $2K CL

Chevy Chase -> Chase ; $400 CL

I've never read a success GW removal for a Chase mortgage. You might be the only one on this board.

Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Valued Member
heckofagator
Posts: 33
Registered: ‎04-04-2012
0

Re: Chase GW question - what kind of account did you have?

I'm starting to think you may be right and this is the reason I keep getting denied.

 

I just wish they'd be honest.  I asked specifically this last time if there was something partciular about my account that prevented them from doing the deletion and they just keep saying "According to the Fair Debt Reporting Act we can't ammend or delete an accurate report for anyone - no exceptions".


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