Chase and charge off...would a GW letter work?

[castor4072]

Has anyone used a GW letter for a removal for a charge off for Chase? I just paid it off and NOW its reporting..."Paid satisfactory - more than 180 days late"...they didn't cut me any slack.....grrrr! Please advise please!!!

[Anonymous]

I actually just sent an email to the CEO of chase, but haven't heard back. I have read alot of threads about Chase being nice with the GW letters and some saying it didn't work. It doesn't hurt to try though since it's already paid. I would just send them to every address you can find for them. Good luck!

[castor4072]

Can you share the email address with me for the CEO? And please keep us posted if they removed it...good luck! ;-)

[Anonymous]

sent you a pm

[castor4072]

Thanks....

[RobertEG]

I cant speak as to how much ultimate payment of a debt that they previously considered uncollectible might serve as basis for them to delete the reporting of that prior conclusion, but it is worth the effort, as it is in and of itself a major derog.  I would emphasize that the fact of payment shows the debt was not, in fact, uncollectible.

Most charge-offs have been preceded by the reporting of escalating monthly delinquencies.  I would include in any GW request the deletion not only of the CO itself, but any reported delinquencies that preceded it.  If they do delete only the CO and other major monthly derogs remain, the result might not be that significant.

[Shogun]

I got Chase removed by GW.  It was just repeated GWs to the address on my GW.  They sent me everything under the sun back.  They even sent me every CC statement with them for the past 6 years!!!   Then one day, they just vanished.