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Chase and citi credit cards collections and charhe off

tag
Anonymous
Not applicable

Chase and citi credit cards collections and charhe off

I guys base on my credit knowledge. I cant get to understand what's this mean I just check my 3 free credit bureaus. and saw that an old chase account and 2 citi. cards are been removed off my credit report the chase one 6500 on 10/2012. and the citi. ones 3500 total on
both one off in 10/2012 and the other one in 12/2012. but what does that mean are they gonna be off my record on my credit. reports or what's gonna happen. I'm 2 new sorry
Message 1 of 4
3 REPLIES 3
Shogun
Moderator Emeritus

Re: Chase and citi credit cards collections and charhe off

How old?  Around 7years or so old?  If that's correct then yes they will fall off your CR report in October.  The reporting period is 7 years + 180 days from the DOFD.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
Anonymous
Not applicable

Re: Chase and citi credit cards collections and charhe off

so they just fall off on the date i mention before . ... all of them where from 2006. I'm sure that once they fall off credit scores will raise more? ? if they don't dissaper can I call the bureaus and tell them to remove them off? ??
Message 3 of 4
Shogun
Moderator Emeritus

Re: Chase and citi credit cards collections and charhe off

Yes.  Once they hit the time limit they fall off.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 4
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