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Chase said they would delete old account .How long does it take to disappear on credit report?

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Terrie1977
New Contributor

Chase said they would delete old account .How long does it take to disappear on credit report?

I have a letter from Chase dated Feb. 9th 2012 stating they would delete the account.

As of today, its still on all three credit reports.

 

Any idea on how long it should take to come off?

 

Thanks in advance!

Current Score : 625 FICO 03/07/2012
05/11/2012 641 FICO
06/03/2012 671 FICO
06/18/2012 678 FICO
Message 1 of 4
3 REPLIES 3
pizzadude
Credit Mentor

Re: Chase said they would delete old account .How long does it take to disappear on credit report?


@Terrie1977 wrote:

I have a letter from Chase dated Feb. 9th 2012 stating they would delete the account.

As of today, its still on all three credit reports.

 

Any idea on how long it should take to come off?

 

Thanks in advance!


I would think that it should be gone soon ~ if it is still there after a month you might want to check with them to see what is going on.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
RobertEG
Legendary Contributor

Re: Chase said they would delete old account .How long does it take to disappear on credit report?

The FCRA only sets timeliness of reporting requirements for the correction or deletion of information found to be inaccurate or incomplete.

Voluntary deletions have no timeliness requirement, and for that matter, no actual deletion requirement.

 

It is up to the creditor.

Message 3 of 4
pakman92
Established Contributor

Re: Chase said they would delete old account .How long does it take to disappear on credit report?

Terrie1997, 

 

That's great thata Chase has agreed to delete the account.  Would you be willing to share (PM) the address/e-mail you used to accomplish that?

 

much obliged.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 4 of 4
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