I received a settlement letter from CA regarding c/o Chase account. It's about 10% of what I actually owed. Do you think I can tell them that i'll accept the offer if they delete the account? Or am I just pushing my luck?
From what I understand, even if its not deleted, so long as they stop reporting it to your credit monthly as a delinquent debt... its still better in the long run to pay it. Thats what I've gathered from research on this forum... but don't take my word for it. Wait for more seasoned members to weigh in here. 
10% is a great offer. I'd take that in a heartbeat on all of my bad debts if I could.
