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In the wake of Experian's changes to the USAA monitoring service, I am looking for a new CMS.
I would like daily pulls, and don't care about the score. Most importantly, I want it to be CHEAP.
Any suggestions?
Yeah USAA/Experian burned a lot of people with this one - I love how the letter stated that consumers dont want to check daily and thats the reason for the change - BS
Whats the change? I havent received any notice from USAA.
Im in the same boat. USAA has switched from unlimited pulls to 1 a month.
i may switch to the AMEX service
@j_casteel wrote:i may switch to the AMEX service
I checked it out - it's fifteen bucks if you want a report once a month. Presumably the unlimited pulls cost more.
This LINK will take you to the AMEX Credit Secure page.
@Duncanrr wrote:Whats the change? I havent received any notice from USAA.
http://ficoforums.myfico.com/t5/General-Credit-Topics/No-more-unlimited-pulls-with-USAA-Credit-Check...
The only thing I can think of right now is eliminateidtheft.com which is $12.95 a month. You get to pull daily. But you do have to wait a full 24 hours to pull your report again the next day. For example, if I pull today at 9:00 AM, I have to wait til 9:01 AM tomorrow before I can pull again. I normally wait a bit longer though and pull about 5 minutes after waiting 24 hours.
That sucks. For the most part my rebuild is done. I have 4 bad accounts left that I'm still trying to GW but during my peak rebuild I depended on daily pulls to see what was going on with my accounts and which ones were being removed and which ones I needed to keep hounding.
I agree with earlier posters, once a month isnt enough. I would be happy with once/twice a week.