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Date of First Deliquency 08/04
If that DOFD is correct, the collection could remain on your reports up until 02/2012. You could send the CA a DV letter. If they validate the debt, offer a PFD.
By them validating the debt, could that reset the period at which it falls off?
@myficomatt wrote:By them validating the debt, could that reset the period at which it falls off?
No. The CRTP (Credit Reporting Time Period) is set by federal law and cannot be changed by anyone.
From a BK years ago to:9/09 EX pulled by lender 8023/10 EQ- 8004/10 TU -772You can do the same thing with hard workCredit Scoring 101Common Abbreviations Frequently Requested ThreadsWhats In Your FICO Score
