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Chex

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myjourney
Super Contributor

Re: Chex


@Firehorse wrote:

@myjourney wrote:

@Firehorse wrote:

@Whitneyy wrote:

@Firehorse wrote:

Well thank goodness it's not a 4th CRA! Whew!

 

Ordered my report just in case.

 

Thanks! Smiley Happy


No, but the 4th one is innovis 


D'oh! Any creditors rely on them?


Oh Yes yes example Chase 


Well poo. I only see a mail in request form. No online reports?


Chexsystem is mail only

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 12
Firehorse
Frequent Contributor

Re: Chex


@Anonymous wrote:
A heads up: There is Equifax, Experian, TransUnion, Innovis, ChexSystems, and LexisNexis. Spent three and a half months chasing them and getting everything right. What a task. They acquire miscellaneous personal information that is not always current or right. Today you can force them to cleanup but they don't always make it easy. I had to dispute Experian four times and give them a hard time. What a pain.

Yup. I've got EX, EQ & TU pretty much cleaned up. Except for EQ taking FOREVER to delete an SOL Midland.

 

But now... how annoying. Innovis wants me to put my SSN on a form and mail it? This bothers me.

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 12 of 12
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