Hello, this is my first time posting here. I paid a charge off that showed on my credit report last month. Since I paid the amount in full, what kind of increase to my score am I looking at, if at all? Will it still show on my report as a CO? It was only for $100. I had thought I paid the account a long time back and it took looking at my report to realize I hadn't .
I also have one other account that I owe and plan to pay as well as a student loan that I'm paying. Otherwise, everything seems to be in good standing yet I can't seem to get my Equifax score above 600. Any suggestions? Will it help to pay my other account in full or can I settle it for half and still get a good increase to my score?
I am very new and unfamiliar to how this works.
Starting Score: 568 Current Score: 612 Goal Score: 700