cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Bank and Capital One Charge off's

tag
bridgetkaryn
Frequent Contributor

Citi Bank and Capital One Charge off's

Hi,

 

I wanted to see if anyone had any experiences with Citi Bank and getting a CO off removed. I have settled the account with the CA for less than the amount owed (originally owed $12K, setted for $4k), and it is reporting a 0 balance but still 120+ day lates from 2/10, 3/10 and 4/10.

 

I am JUST under the score I need to buy a house and I need to purchase a home for my family ASAP so I am GWing my heart out at the moment! :-) I would love to get this deleted but I don't know how...

 

Also, I have a CO from 08/2005 with Capital One. I have a card with capital one now that has never been late or anything and get used frequently with a low carrying balance. Any help or hearing of success stories would be much appreciated!

 

TIA!

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.