No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've been sending quite a few GW letters to Citibank regarding removing the 30 day late payment on my Shell Card from 3 years ago. I know it's 3 years old and probably isn't counting much if anything against my FICO at this point, but it's my only late payment on my report and I'd love to get it removed and have a spotless history. The latest letter from Citibank is from the "Office of the President" as indicated by the letterhead and is signed by someone on their "Executive Response Unit." The letter ends:
"While we understand your desire to have this dispute resolved in your favor, with this final letter, we consider the payment history to be valid. We will no longer respond to inquiries regarding this matter."
Ouch! Should I keep sending GW letters but just send them to the general correspondance address (and not the executive address) and hope I get someone lower down the totem pole willing to delete it?
I was going to give up, but then I remembered what a member on here said about when to give up on sending out goodwill letters... "Don't give up until the post office runs out of stamps." LOL!
Send it again!!!!!!
I got the same thing from HSBC and Sallie Mae and JCP and Capital One... yet im still sending emails and letters and they are responding to me. I wrote in the letters THIS IS NOT A DISPUTE. because they kept disputing for some reason instead of just GW like I asked