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Trying to get rid of a repo off my credit report. Citifinancial auto sold my my account to portfolio recovery which has expired after 7 years but auto remains on my credit report until Nov of this year. Citifinancial auto has changed to Santander Consumer USA which has no record of me when given my SSN and partial account # from the Experian credit report, what should be my plan of attack,thanks in advance.
sounds like it's about to come off on its own........any particular rush to have it off now?