02-13-2009 02:08 PM
I recently had a civil judgment in IL removed(Feb. 10, 2009). I settled on a payment w/ the OC. I completed a Satisfaction(Release) of Judgment form, and had the OC sign off on it. Once I had the Satisfaction of Judgment form, I filed a motion to vacate the judgment. That was it.
It was completely free. You should be able to obtain the Satisfaction forms online. I know court forms seem intimidating, but they are fairly easy to complete. As far as the motion, I simply went to the Motion Counter at the courthouse, and they gave me a sample form to review so I could complete mine. The whole process from settling with the OC and getting the judgment vacated took 1 1/2 months.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO