Clarification on Pre-Hippa Process

[Anonymous]

I am about to send the pre-hippa letters for three different accounts (same service).

1. The one shows as Account information disputed by consumer (I am not sure at what point I disputed this, maybe when I was talking to the CA)

2. The second one I paid to the CA but need to have it deleted (does not shown paid yet).  Have not Verified yet

3. The other still shows past due.

I am willing to pay them so I can fix my credit score.  Eventhough I should not becasue those were tests i did not approve

My question is: Will the Pre-hippa process work for the three accounts or have i ruined my chance with the first two.  And if so what should I do?

Thank you,

[JM-AM]

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@Anonymous wrote:

I am about to send the pre-hippa letters for three different accounts (same service).

1. The one shows as Account information disputed by consumer (I am not sure at what point I disputed this, maybe when I was talking to the CA)

2. The second one I paid to the CA but need to have it deleted (does not shown paid yet).  Have not Verified yet

3. The other still shows past due.

I am willing to pay them so I can fix my credit score.  Eventhough I should not becasue those were tests i did not approve

My question is: Will the Pre-hippa process work for the three accounts or have i ruined my chance with the first two.  And if so what should I do?

Thank you,

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HIPPA process works if you read up about it and follow the procedure. 

[Anonymous]

I will follow the process exactly but

Will it work for the first two cases? 

Paid account to CA

Disputed account

Thank you for your fast response.

[JM-AM]

You can remove the dispute by contacting the CRA's. 

As long as it is medical it does not matter if paid the OC or the CA.

[Anonymous]

You are truly a SUPER CONTRIBUTOR!

Thanks

[Anonymous]

Where do you find the Pre-HIPPA process?

Sorry, I'm new to the forums and have searched everywhere for the process. I understand most of the posts have been deleted about this. Could you point me in the right direction?

[MarineVietVet]

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@Anonymous wrote:

Where do you find the Pre-HIPPA process?

Sorry, I'm new to the forums and have searched everywhere for the process. I understand most of the posts have been deleted about this. Could you point me in the right direction?

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Hello and welcome to the forums.

Do an internet search about the HIPAA process and you'll find lots of information out there.

Good luck to you.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

Thank you so much, I found the website that explains that goes into depth.

Another question, (and I will be reading the forums as well to search for this answer):

Should I even bother doing this process if I have an unpaid account from a CA for a medical bill? It was 2.5 years ago in Texas. If I should proceed, do I contact the original creditor, aka the ambulance people and try to pay through them? I spoke on the phone a few months ago with the President of the CA as it is a relatively small agency, and he would not budge for Pay for Deletion, in fact, he was pretty mean about it. In the end I did not end up paying them because they wouldn't remove it regardless.

Now I'm reading about HIPAA and hoping I have a silver of a chance of removing this collection.

Also, a little bit more information - I did not know about this bill until the CA started calling me every day. I had no idea what this charge was for as I confused this bill with another one. I don't know if that makes a difference.

Since they have recordings of conversations with the CA, am I at a severe disadvantage?