Clarification on charge offs

[epigurl4credit]

Hello,

I have a few charge offs that occurred in 2011.  I just checked my credit report and although they were sold to CA back then, they are reporting 120 days late as of 2015. Is this correct? Can they still report me as being currently delinquent?

Thanks for your help....

[RobertEG]

A charge-off is additional and separate from the current level of account delinquency.

It is the reporting of an accountng measure they took based on the account being seriously delinquent.

An account can be 120-late and also have a reported charge-off.

[epigurl4credit]

Thank you. Sorry if I am slow....but are you saying that if the account was charged off in 2011 and sold off, that they can still be updating the account (which they did in 2/15) as currently 120 days delinquent?

[RobertEG]

What was the level of delinquency when they sold the debt?