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so recently i found out clarity services pulled my report (HP) in late january! called experian and told them i did not authorize. they end up sending me a full copy of my report and as im going thru it i see the HP from clarity. underneath it it says reason: line of credit on behalf of dash of cash. right away i start thinking someone took money out under my name. im going to call tomorrow. but if someone did take out a line of credit would it show on my report??
Clarity is usually used by payday loan services and then gather data from multiple sources CRA being one of them and they present it in a nice bundle to the company requesting your information. Most likely someone tried to take a loan in your name, you should place a fraud alert on all CRA as a precaution. A 90 day alert is free for all 3 major CRA.