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I have an judgement sitting on my report which has been paid. I have received a Satisifaction of Judgment and now recorded with local clerk of courts. Now, after the court filed it, they gave me a release and satisfaction of judgement. How does the 3 credit reporting agencies get this information so it shows the judgtement has been paid? I was told by he creditor that the credit agencies should automatically pickup the information. I am not quite shure what that means.
Apparently they scan the court documents & they'll update it. I had one I paid a few months ago & probably withing 2-3 weeks it was updated at the CBs as "satisfied".
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Yes, they do public records searches.
How often they do actual updated searches is questionable.
Give then an informal call and advise that the public record has updated. Give them a couple of weeks to correct.
If they fail to update, then you can pursue a formal complaint of inaccuracy of information in your file.