cancel
Showing results for 
Search instead for 
Did you mean: 

Closed Account Late Payment Removal

tag
Anonymous
Not applicable

Closed Account Late Payment Removal

Hello, long time reader first time poster. I was needing some advise on how to go about removing 2 late payments from a closed account. I had a First Progress secured card that was closed on 04/10/2015. I have 2 30 day lates on Feb 2015 and April 2014. I have tried dispute letters but they came back confirmed. Any help would be much appreciated!

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Closed Account Late Payment Removal

Your option is to send a request to see if they will remove the latest.

Message 2 of 6
Anonymous
Not applicable

Re: Closed Account Late Payment Removal

Thanks, I'll give that a try👍 any advise if they do not agree to remove them??
Message 3 of 6
Anonymous
Not applicable

Re: Closed Account Late Payment Removal

You just have to keep trying. Sometimes it takes repeated GW requests to get one. Sometimes it never happens. But sometimes it happens on the first try.
Message 4 of 6
Anonymous
Not applicable

Re: Closed Account Late Payment Removal

Hopefully I'm able to get them off, these are my only late payments.
Message 5 of 6
Anonymous
Not applicable

Re: Closed Account Late Payment Removal

With them being only 30 day lates at least it'll have less impact on your scores after a bit but I don't blame you for wanting them gone
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.