02-12-2013 04:40 PM
did have a couple of accounts with GE and I closed them back in 2006 when I PIF. After a few years they stopped reporting but recently I asked for a GW to remove the negative tradelines on the accounts and now they're are reporting each month. Does this help my score in anyway?
02-12-2013 04:49 PM
02-12-2013 04:55 PM
Well on the status it's closed account and reporting each month ok
02-12-2013 04:58 PM
02-12-2013 05:07 PM
Experian® Equifax® TransUnion®
Account Name GECRB/DILLARDS GECRB/DILLARDS GECRB/DILLAR
Account # 60458721XXXX
Account Type Charge Account Revolving or Option Revolving account
Balance $0.00 $0.00
Date Opened 4/1/2006 4/1/2006 4/30/2006
Account Status Closed Closed Closed
Past Due $0.00
Payment Status Paid, was past due 90 days Pays account as agreed Paid or paying as agreed
High Balance $215.00 $150.00 $215.00
Limit $150.00 $150.00
Comments Credit line closed-grantor request-reported by subscriber
PAID ACCOUNT / ZERO BALANCE
ACCOUNT CLOSED BY CREDIT GRANTOR
Canceled by credit grantor
24 MONTH PAYMENT HISTORY
2011 2012 2013
FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
this is how it's currently reporting
02-12-2013 05:09 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.