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Closed pif sears card reported as a collection??

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jwpezd
Regular Contributor

Re: Closed pif sears card reported as a collection??

Do you think this will come up before I close. I also had another account added as a new account that has been pif.
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Message 21 of 23
deadbishop
Regular Contributor

Re: Closed pif sears card reported as a collection??

I do but don't think it's a big deal. They are looking for new debt not paid of collections. Now if it was unpaid collection then yes cause it debt. You didn't get any new debt from last time they pulled your credit. Worst thing I think will happen is they might asked what it is and you explain that's it no delay you close Monday.
Bankrupcy 7 Filed 2/20/2012
Discharged 6/18/2012
FICO as of 7/6/2012
TU 630 Classic (04)
EQ 641 FACTA Beacon 5.0
EX 607 Fair Isaac (ver. 2)

Message 22 of 23
deadbishop
Regular Contributor

Re: Closed pif sears card reported as a collection??

Only other issue is loss of fico points but you only lost 5. Just hope the TU04 don't ding it worst cause here is TU98. Eq is same as here just so you know. So if you lost 5 points on eq your fine unless they want a 640
Bankrupcy 7 Filed 2/20/2012
Discharged 6/18/2012
FICO as of 7/6/2012
TU 630 Classic (04)
EQ 641 FACTA Beacon 5.0
EX 607 Fair Isaac (ver. 2)

Message 23 of 23
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