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Closer to my dream!

tag
ficophobic
Contributor

Closer to my dream!

Last week by loan officer pull my scores and told me it would take about 3- 6 mos to qualify for a mortgage. I was disappointed, because I hoping I would be able to qualify for a house by now, Looks like I have to push my deadline further back. I asked him if he could do a soft pull, he said no. Since I had 2 collections and all of my 2011 inquiries on TU deleted , I asked him to pull them again, today. I'm so happy he did. I'm one step closer to my dream.

01/28/13. EQ 527 EX 548 TU 500
02/08/13 EQ 548 EX 576 TU 559
Starting Score: 501
Current Score: 529
Goal Score: 700


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Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Closer to my dream!

Congrats!!

How did you get all of your inquiries deleted?? I've racked up about 20 hard inquiries over the last month trying to get a dang auto loan and would love to get those removed! I didn't know you can get inquiries deleted. How do you do that?

Message 2 of 3
ficophobic
Contributor

Re: Closer to my dream!

I believe inquiries stay on your report for 2 years. These inquiries were from 2011 and TU deleted all of them. I'm not sure about EQ and EX.
Starting Score: 501
Current Score: 529
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 3
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