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Collection Account - Mutiple agencies - Nationwide Credit

Regular Contributor

Collection Account - Mutiple agencies - Nationwide Credit

I started getting phone calls from NCI - Nationwide Credit, stating that they are now the collection agency  in charge of an old DirectTV account.

The account was originally opened on 11/2011, but I noticed on my Dec 2012 report it was still showing. Then I pulled my Jan 2013 report (on the 17th) it had dissapeared.

Today, I received a fax from NCI confirming the debt and a settlement offer for 50% off the account. It it technically is not on any of my as of Jan 2013, what should I do.

The collector obviously said "if the settlement is not done by tomorrow, there is a possibility that this debt is going to show up on my credit file by next month".

Thank you for reading and your feedback.

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
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