No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey Everyone,
I am aware that companies are allowed to keep a collection on your credit file for 7 years but does anyone know of a way to get a collection off your report faster than that? I look forward to your reply.
Thanks
Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
What Steps Do I Take - great for learning the repair process.
and Example letters - PFDs, GWs, DVs, etc.
If paid, you can ask the CA to delete early via a GW letter.
If unpaid, you can ask the CA to delete in exchange for paying the debt off.
There are example letters in the link above.