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Collection Agency I never heard of hard pulled my credit???

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turts14
Regular Contributor

Collection Agency I never heard of hard pulled my credit???

I just got an alert that a company called messerli&kramer which is a collection agency hard pulled my credit.   I have never heard of them.  What are they doing and what steps should I take to get this deleted?  Should I contact them? 

Message 1 of 3
2 REPLIES 2
Terrie1977
New Contributor

Re: Collection Agency I never heard of hard pulled my credit???

I would dispute and your reason is you never requested it.

This is a law firm acting as a collection agency?

Just when I didnt think lawyers could suck any lessSmiley Happy

Current Score : 625 FICO 03/07/2012
05/11/2012 641 FICO
06/03/2012 671 FICO
06/18/2012 678 FICO
Message 2 of 3
ihatemyscore
Frequent Contributor

Re: Collection Agency I never heard of hard pulled my credit???

I asked a represenative from experian if a collection agency was allowed to pull my credit report and she stated yes. If they are trying to collect a debt they can legally pull it without your authorization.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 3 of 3
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