Collection Agency Reporting as Installment Account?

[CBattle]

So I finally worked up the courage to view my Experian report today and saw this under the list of "Current Accounts":

Credit Account - Rent Recovery Solutions

Date Opened:  Dec 2011

Date of Last Activity:  Jun 2013

Loan Type:  Collection Department/Agency/Attorney

Terms: Unknown

Account Type: Installment

Account Holder: Individual

Seven Year Payment History:

30 days late - 0 times

60 days late - 0 times

90+ days late - 5 times (Jun 2013, May 2013, Apr 2013, Mar 2013, Feb 2012)

They are reporting "Ok" payment history from Mar 2012 - Feb 2013.  The problem with this is they are already reporting this as a Collection on my report.  The balance is at $0 and I never once discussed a payment plan with them.  I PiF after trying for months to get a PFD I said forget it and just paid because I needed it at $0 balance to get approval for a new apartment.

Is this legal to double report?  Is a CA allowed to report as an installment account?  I already had a GW in the mail before I saw this today.

[guiness56]

What do you mean to report double?

A CA cannot report as an installlment nor can they report lates.  It looks like your report is from myFICO, is that correct?

ETA:  Maybe not from myFICO as there is a 7 year payment history.  

[CBattle]

This CA is already reporting as a Collection and also as an installment account on my EX report.  This was pulled from MyFICO and I know that sometimes the MyFICO data can get jumbled up but this is a collection in 2 different places on my report.

[guiness56]

Got it.

The CA is in two different places?  No, they cannot do that. 

I would get a report from the CRA to see what is on there first.