@Anonymous wrote:
Thanks for the information. Any idea what the turnaround time would be in regards to an increase in my fico score if the attorney is able to vacate?
How much of an increase could I expect to see in my score?
Thanks again!
Well, that would depend on the atty, the court and the CRAs, really. Unless you decided to actually send the documentation to the CRAs and dispute that way. If you did it that way, it would take roughly 30-45 days for the CRAs to investigate. Probably another couple of weeks for the results to promulgate through.
The sticky area is the updating. While it FEELS like it takes forever, it take anywhere from 1 day to several months. Without actually knowing WHO'S involved (meaning, the CA, the atty, the court, etc -- and even then, knowing would depend on having had experience WITH them), it's a crapshoot. :/
As for the amount you should see in terms of increase, that depends on the rest of your file. Was this the biggest and most recent baddie? If so, it might be a LOT. Or it might only be a wee bit -- if it's removal "rebuckets" you (meaning, you'll now be compared to the gajillion people withOUT a judgment on their CRs). If it's a rebucketing matter, that's a good thing since your score will rise even quicker over the long run!!
