Collection/ Credit Utilization

[ChangeIsPossible]

I looked at my debt to credit ration and it is showing 150% 

is is it correct for accounts purchase by collection agencies to show as current utilization. 

I had an old card with Citi and they charged off debt but it still shows utilization.

i plan to pay in next 60 days!

[RobertEG]

If the OC is still reporting a balance on the account, they most likely still own it, and any debt collector is merely assigned collection on the debt, but does not own it.

The fact that they did a charge-off  or there is also a debt collector does not establish that they no longer own the debt, or that you dont have a balance due the OC.

If they report $0 balance, that signifies that they have sold the debt.  Apparently, if a util is still posting, they are still showing a balance due to them?

Are you sure it was sold?