Collection Deleted

[JWest]

I had EOS-CCA deleted through BBB complaint, my question is will my score improve after  this gets deleted or since it was only $91 it won't impact my fico score?

[aurelie00]

That will depend on what else is in your credit report. 

Do you have any other collections or derogatory marks? 

[JWest]

I actually have two other collections and about 3 old charge-offs that's suppose to come in 2015 but have had positive history for the last 15 mounths

[aurelie00]

I'd be surprised if you saw a significant increase with those still lingering out there. 

Are your other collections/CO's paid?

Perhaps you could attempt PFD for the unpaid and GW the heck out of the CA/OC for delete. 

[JWest]

Everything is paid it's just the seven year time period I have to wait for things to fall off wish I could speed it up

[aurelie00]

Have you treid GW letters asking for removal before the 7 year period is up?

[guiness56]

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@JWest wrote:

I had EOS-CCA deleted through BBB complaint, my question is will my score improve after  this gets deleted or since it was only $91 it won't impact my fico score?

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How long has it been on your CR?  The newer the collection the more bump you should see.  However. it is dependent on your entire credit profile.

But, a collection placed last month will gain more points than one from 4 years ago.