Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Collection Deletion!

Options

‎09-15-2010 02:19 PM

Got a paid collection deleted from DW's credit report.

 

+24 points on TU, +3 points on EQ?

 

Oh well, it's heading the right direction at least :smileyhappy:

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 1 of 7 (883 Views)
 
Reply
Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010

Re: Collection Deletion!

Options

‎09-15-2010 02:32 PM

Congrats on the deletion!!!...If I may ask what was your process..GW Letter?

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Message 2 of 7 (874 Views)
 
Reply
Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Re: Collection Deletion!

Options

‎09-15-2010 02:45 PM

Yup.  GW.  They never responded to me (or her) but they deleted!

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 3 of 7 (861 Views)
 
Reply
Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: Collection Deletion!

Options

‎09-15-2010 02:48 PM

Congrats, Dr. Jim! How old was the collection?

Message 4 of 7 (855 Views)
 
Reply
Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010

Re: Collection Deletion!

Options

‎09-15-2010 03:07 PM

Thanks Dr Jim...true inspiration. Thanks a bunch!

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Message 5 of 7 (839 Views)
 
Reply
Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Re: Collection Deletion!

Options

‎09-15-2010 03:09 PM

Closed Feb 07

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 6 of 7 (836 Views)
 
Reply
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Collection Deletion!

Options

‎09-15-2010 06:26 PM

No response but a delete?Wow thats a nice pleasant surprise ! Congrats

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 7 of 7 (778 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+